We are the specialist brokers who navigate the difficult, high-value loans—SMSF, Expat, and Self-Employed—that standard banks and general brokers decline.
We liaise with the lender and manage the loan process through to settlement on your behalf.
Since 2016, we have focused exclusively on complex commercial and niche residential finance, building relationships with decision-makers beyond the major institutions.
Why we chose to focus on the "Difficult" loans
After more than two decades working in banking and small business, I quickly realised that sophisticated clients—like SMSF Trustees, Returning Expats, and Self-Employed Business Owners—were being underserved. Their scenarios were complex, and the major banks' rigid systems couldn't handle them. FinanceLogic was founded in 2016 with a single mission: to be the expert bridge between your complex scenario and the right niche lender.
For you, this means the simplicity and consistency of working with one business for all your financing—from mortgages and investment loans to asset and business finance solutions.
At Finance Logic we prioritise understanding your unique business and financial landscape, allowing us to provide tailored solutions and exceptional, dedicated service to help you successfully reach your goals.
For you, this means the simplicity and consistency of working with one business for all your financing—from mortgages and investment loans to asset and business finance solutions.
At Finance Logic we prioritise understanding your unique business and financial landscape, allowing us to provide tailored solutions and exceptional, dedicated service to help you successfully reach your goals.
Our competitive advantage
When you come to FinanceLogic, you aren't limited to the 'Big Four.' We maintain active relationships with a panel of over 60 lenders—including major banks, specialist non-bank lenders, and private credit funds.
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For you, this means:
Maximized Capacity We find the lender who will accept the highest percentage of your foreign income or business revenue. Compliance Certainty We know which few lenders have the most compliant and ATO-friendly SMSF products. Speed We use direct contact channels to bypass call centres and secure fast approvals, especially for Asset Finance." |
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What we do for you.
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From understanding your goals to settlement and beyond, here is how we'll work together.
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1. Understand your goals
We'll take the time to understand your unique situation and goals. 2. Provide you with some options
We'll do thorough research, provide you with a few loan options and help guide you through your decision. 3. Get it sorted for you
Once you've selected your preferred loan we'll do the legwork to get it lodged, approved and settled. 4. help you save
We'll stay in touch to make sure that you still have the right loan as your situation changes - and try to save you money along the way! |
CLIENT STORY
Nicole was referred to Fiannce Logic after exhausting all other avenues for seed funding, we worked together to come up with a responsible loan to ensure her funding was sustainable as the start up grew.
Financing solution for an innovative start up.
Nicole wanted to expand business of 20 years with a new start-up project called Musolingo and we're thrilled to have helped this innovative business take off.
"I have been working on a new start up project, Musolingo for the best part of this year, and I really needed some funds to help build the prototype of my new product.
Raising capital through startup or seed investors has been quite a challenge this year with the current financial climate and US election creating considerable instability, as well as incubators wanting to take substantial chunks of my equity in return for funds.
Recently my investment property value in Brisbane escalated quite quickly after settling from off the plan only a year ago, with an apartment below mine being sold for almost double what I paid for it, and so I would have to sell in order to help fund the business.
Considering a second mortgage was the most practical and sustainable way to obtain timely funding without giving away equity in my existing business, and also without selling my investment property - which would have taken a lot longer to reach settlement as well.
Thanks to Tim, I am now able to start developing my prototype this year and be able to hit my target of MVP by early next year, launching into the US and Latin American market.
His hard work and dedication to my business was just amazing, I am so excited, grateful and I can't thank him enough!"
Nicole wanted to expand business of 20 years with a new start-up project called Musolingo and we're thrilled to have helped this innovative business take off.
"I have been working on a new start up project, Musolingo for the best part of this year, and I really needed some funds to help build the prototype of my new product.
Raising capital through startup or seed investors has been quite a challenge this year with the current financial climate and US election creating considerable instability, as well as incubators wanting to take substantial chunks of my equity in return for funds.
Recently my investment property value in Brisbane escalated quite quickly after settling from off the plan only a year ago, with an apartment below mine being sold for almost double what I paid for it, and so I would have to sell in order to help fund the business.
Considering a second mortgage was the most practical and sustainable way to obtain timely funding without giving away equity in my existing business, and also without selling my investment property - which would have taken a lot longer to reach settlement as well.
Thanks to Tim, I am now able to start developing my prototype this year and be able to hit my target of MVP by early next year, launching into the US and Latin American market.
His hard work and dedication to my business was just amazing, I am so excited, grateful and I can't thank him enough!"
Our code of ethics
We are serious about the commitment we make to our customers
TransparencyWe do all that is possible to ensure our customers are fully informed about why we make the loan recommendations we do, and how we get paid.
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Governance and cultureWe will always act in accordance with applicable laws and cooperate with any regulatory bodies. We see our role as constantly adapting, leading and shaping best practice in the industry.
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Conflicts of interestConflicts can happen from time-to-time. When any conflict of interest exists, we will disclose them to our customer and always give priority to their needs.
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Committed professionalsTo deliver outstanding results for you, we invest in ourselves and our business. You can have confidence we maintain, develop and apply a high level of knowledge and skills to meet all required industry standards and qualifications.
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QualityWe will do everything possible to ensure records of clients are retained, maintained and kept in a form that is complete, accurate and safe.
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