At Finance Logic, we understand that sophisticated business growth requires tailored and flexible finance. Whether you're expanding your property portfolio, acquiring essential new equipment, or optimising your working capital, we provide the expert advice and competitive solutions you need to power your success.
Finding the right commercial loan starts with making the right choices, but when you're busy running a business it's never that easy.
That's where we come in.
What we finance |
Investment Property
Funding for retail spaces, office buildings, warehouses, and industrial sheds to generate rental income. Owner-Occupied Property Loans to purchase the premises where your business operates, allowing you to build equity instead of paying rent. Commercial Construction Finance solutions for the development or significant refurbishment of commercial real estate projects. |
Ket finance details |
Competitive Loan-to-Value Ratios (LVRs)
We work to secure high LVRs, enabling you to retain more capital for other critical business needs. Flexible Loan Structures Options including Principal & Interest repayments for accelerating equity build-up, or Interest Only periods to maximise cash flow during growth phases. Expert Rate Negotiation Our deep relationships with a wide panel of commercial lenders ensure we negotiate the most competitive rates and terms tailored to your specific asset class and risk profile. |
How we can help unlock the future |
Financing features
Achieving your business objectives starts with knowing exactly what you want. With our expertise, you can take advantage of cashflow finance, term loans, overdrafts and leasing finance. Business plan I can help you gain a solid understanding of your business strategies and objectives, we’ll then start scouring the market to find you competitive rates and flexible long term payment plans that are most suited to you. Long term loans We’ll look at your long term loan options so you can stay focused on your business, while setting yourself up for future success. |
ASSET & EQUIPMENT FINANCE - POWERING YOUR OPERATIONS
Don't let capital expenditure hinder your progress.
Our Asset & Equipment Finance solutions provide the essential funding to acquire the business-critical tools and machinery that drive efficiency and growth. We help you acquire assets immediately while spreading the cost over their useful life. This frees up your working capital and allows you to benefit from potential tax advantages.
What we finance |
Vehicles
Commercial fleets, heavy goods vehicles, and executive cars. Machinery Construction equipment, manufacturing tools, and industrial machinery. Technology IT hardware, software, and specialised diagnostic equipment. New and Used Assets We structure finance for both brand-new purchases and the acquisition of quality pre-owned equipment. |
Finance structures available |
Chattel Mortgage
A popular structure where your business owns the asset outright, often leveraging GST and depreciation benefits. Finance Lease The lender purchases the asset and leases it to you; you make regular payments and have an option to purchase the asset at the end of the term. Hire Purchase A contract where you hire the asset with an option to purchase it once all payments are made. |
BUSINESS LOANS, WORKING CAPITAL & TRADE FINANCE - FUELING GROWTH AND STABILITY
Smooth cash flow is the engine of any healthy business
Purpose of Funding |
Cash Flow Smoothing
Bridging gaps between invoicing and payment. Inventory Purchase Securing funds for large or seasonal stock orders. General Business Expenses Covering operational costs, marketing campaigns, or sudden business expenses. Growth Initiatives Funding expansion, new staff recruitment, or business acquisition. |
Loan types and Flexibility |
Secured vs. Unsecured Term Loans
Access larger amounts with lower rates by using business assets as security (Secured), or opt for faster, collateral-free funding (Unsecured) for smaller needs. Business Overdrafts Flexible, revolving credit lines linked to your business account, only paying interest on the funds you use. Line of Credit A pre-approved facility offering ongoing access to funds up to a set limit |
We specialise in streamlining the application process to ensure rapid approval and funding, so your business can move quickly when opportunity knocks.
