There are a number of loan types available to you; variable rates, fixed rates, guarantor loans and more. We’re here to answer your questions when you’re ready.
Variable, Fixed Rate, Principal & Interest and Interest Only loans.
Home loans can benefit from a choice of loan repayment options. We'll asses your situation so you can choose the option most suited to your specific requirements.
Home loans can benefit from a choice of loan repayment options. We'll asses your situation so you can choose the option most suited to your specific requirements.
Packaged Loan
Professional packages offer discounts on standard variable and fixed rates, the waiving of fees and, in some cases, great deals on other products from the same lender. A packaged loan usually comes with one annual fee for the bundled products.
Professional packages offer discounts on standard variable and fixed rates, the waiving of fees and, in some cases, great deals on other products from the same lender. A packaged loan usually comes with one annual fee for the bundled products.
Split loan
You're able to fix part of your loan, while leaving the rest variable and you can have different loan splits for different loan purposes, such as personal vs. investment..
You're able to fix part of your loan, while leaving the rest variable and you can have different loan splits for different loan purposes, such as personal vs. investment..
First home loansGetting into the property market is one of the biggest financial decisions you'll make. From confusing contracts and jargon-filled paperwork to inspections and ultimately, sealing the deal – we’re here to give it to you straight.
Like the homes on your wishlist, no two loans are the same. Step-by-step, we’ll help you make sense of the nonsense, and work with over 60 banks and lenders to find the loan most suited to your first home. |
get in touch
It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online. set your goals
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations best suited to your needs. paperwork
Found your lender? Well sit back. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval. pre-approval
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin! make an offer
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly. settlement
It’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds. |
Next home loans
Need more space? We'll liaise with your existing and new banks to make the next home loan process as smooth as possible.
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get in touch
It all starts with taking about one minute to answer a few simple questions right here. When you’re done, we’ll meet to discuss your goals, financial position and what approach you can take while moving homes, in person or online. set your goals
Once we know what you need, we’ll research 60 banks and lenders to find you a competitive rate. We’ll even provide a written recommendation on the loans that fit your needs, just for you. the detail
Paperwork is our job. Once you’ve chosen the lender, we’ll work with them to package, sign and lodge documents to get you ready for pre-approval. formal approval
Moving is painful enough, so once you’re approved, we'll make the transition from your current loan to new loan as pain free as possible. A valuation will then take place on your new home, insurance details provided and a settlement day will be scheduled. settlement
In this final stage, we’ll coordinate the lead-up to settlement where the funds from your new home are used to pay off your current loan. We’ll liaise with your existing and new bank and if you’re borrowing any extra cash, it will be ready to go. A solicitor or conveyancer is still involved here to change the lender name on your paperwork. |
