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We often review our term deposits and home or business loans to ensure we’re getting the best return, but when was the last time you gave your SMSF loan the same level of scrutiny?  I recently helped a client refinance their SMSF loan, and the results speak for themselves:
Beyond the rate: The client also gained access to an interest offset facility. Now, any surplus cash in their SMSF works double-time—reducing interest costs further and helping them pay down the loan faster. The SMSF lending market is more competitive than ever. If you haven't reviewed your rate in the last 12 months, it’s likely you’re giving money away. At Finance Logic, we specialise in navigating the growing landscape of SMSF lenders. Want to see if you can save $7k (or more)? Let’s have a chat and review your situation. |
Latest READSSMSF borrowing update: What the Proposed Ban on Residential LRBA Means for Your Fund Archives
July 2026
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Finance Logic Group Pty Ltd (t/a Finance Logic) ACN 607 123 160 is authorised under BLSSA Pty Ltd Australian Credit Licence 391237
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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
*There may be occasions where you may be charged a fee by your broker.
*Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
*Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
*The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage
*There may be occasions where you may be charged a fee by your broker.
*Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
*Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
*The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage