Cut through the LRBA complexity and get funded!

An SMSF loan is a loan used to buy residential and commercial property from a self-managed super fund. The returns on the investment – whether that’s rental income or capital gains – are channelled back into the super fund to increase your retirement savings.
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With the right SMSF loan, self-managed super fund structure and property type,  you can potentially save hundreds of dollars on an account structure and keeping fees.  With a SMSF loan you also have the flexibility and freedom to:
  • Plan your retirement on your own terms
  • Choose an investment to suit your lifestyle and investment goals
  • Gear into property by borrowing within a Self Managed Super Fund

We match you to the right lender

​Only a handful of lenders truly specialise in compliant Limited Recourse Borrowing Arrangements (LRBAs).
We work closely with accountants and financial planners to ensure the lending solution not only meets your SMSF goals, but meets all the necessary ATO compliance rules.

SMSF CASE STUDY


Anne wanted a wealth building plan to help her set aside funds for a large retirement nest egg.
 She had a SMSF with $200,000 and used the money to borrow extra funds to secure a residential investment property. Using a variable rate loan with a 7.80%p.a. interest rate, Anne borrowed $300,000 with an LVR of 80 per cent. The deposit is partly covered by some of Anne's SMSF funds, while the balance is borrowed money.

This allowed Anne to buy a property for $475,000, bringing the total cost, including stamp duty and other fees, to $500,000. Anne then rented the property out at $500 per week, giving her an annual rental stream of $26,000. Using money earned from the rent and other income, Anne was able to meet her home loan repayments and used SMSF money to cover repairs to the property.
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Keeping an eye on market rates, Anne can increase the rent of her property while it grows in value over time. As a result, Anne can earn a steady stream of rental income and re-sell the property in the future potentially for a higher amount.

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